@Sean N., you said a duplex.

I initially planned to get a fix n hold loan as i believe there is some light rehab to add value and increase the rents.

Quote from @Adah N.: I think you probably want to send a physical or electronic letter.

We are doing a hard money 12 month loan for a fix n flip and our closing costs are over $10,200.

@Tapanga MatthewsIf you are doing lease plus option in Ontario, I would contact our Canadian Investors, @Doug Pretorius or @Roy N.

Julie - wishing you luck on "Crushing The Baltimore Market" I have been here for 74 years and have had my number of Crushes - but please understand I have left some deals for you to Crush.As for being a Master of Creative Financing - you'd have to really get started now - because I need to say with all modesty - that I am the local (if not national) MASTER OF CREATIVE FINANCING - but that's OK, I may be able to give you some suggestions.As for REIA's  we own the oldest one in Maryland - our meeting will be the first Tuesday of every month - hope you can visit us at that time - I like your enthusiasm about this business - that is how I was went I started doing real estate deals 48 years ago - I am still at it and loving it.I am developing what will be a 11,000 s.f. night club in Baltimore on N.

I heard I should check for lead paint as well...This is a buy n hold property with great potential and in a C neighborhood Thanks in advance

Mark (N-CA)Sac/Placer counties.. 

Percy N.

September 1st is the date we're shooting to have it ready.Thanks for the group recommendations, @Monika Haebich and @Huy N.!