Investors should have bones to get through the business and economic cycles.1.

@Daniel Molina It's a specialty investment focus...running in very deliberate cycles based on the academic semesters...it can be highly lucrative, but it can also be a total nightmare without the right property manager...miss an advertising date for leasing units and you may be done for the season with 0 occupancy.There are a lot of nuances to think about...I have been in dozens of rooming houses like you mentioned...99% are not in compliance with basic standards like fire/safety (will your tenants die if there is a fire on the 3rd floor and no escape)...you may have zoning issues as well...occupancy limitations, etc.

There are a lot of ways to make money in ALL RE cycles..

I had a health and life Insurance license many years ago, I never really put it to use, so my knowledge is limited to what I can remember, which is not much :)What I do remember at least from selling the products is that doing the math revealed that the portion in the whole life policy that covered the insurance was higher than the same face amount on a term policy.I would assume this is due to a whole life insurance policy is just that for your whole life no need to seek it for a new term ever 10 years which would cost more as each term rolls in.If the money can only be taken out as a loan, it won’t satisfy our families needs.The forced savings element is so that part of that can be used for a group investment in say real estate.Real estate when purchased and sold at the right times in the cycle can generate a higher return and offers more tax breaks than funds being held for decades in a whole life policy, as the value of the dollar goes done over time, it just doesn’t make sense, or I just don’t see how it does at this moment.

You want aggressive management to put "heads in beds" as the industry refers to filling rooms.Market Cycle/Valuation?  

The same exact home can vary by 50% depending on where we are in the market cycle.   

Macroeconomic forecasting is a notoriously complex task, and timing the market may not lead to the best outcomes.Instead of trying to predict interest rates, business cycles, or upcoming recessions, stay the course and continue to carry out your current investment strategy.

This is all possible via the front-loading of this economic cycle of significant net unit shortage and low production volume in relation to such.

Most funds have not been through the 2008 cycle. 

It's the business debt cycle that is the agenda.