I'm not sure what your personal situation is, but the Philadelphia market could offer more opportunities for you with your financials compared to NJ.

You will need cash for your earnest money when you make your offer.

Kentucky is a great state for real estate investment, offering solid cash flow potential and a vibrant rental market. 

If you can find ways to save them money on their taxes, they will help and teach you.Most people looking for mentorship now don't know what value they can offer, but yours is baked into your profession.

It might be hard for me to get to a property quickly enough to see it when making offers - is this an issue, should I try to enlist the help of a family member who could go look for me?

I know we don't offer DSCR 2nds, but yes to 30 year seconds.

My contactor is licensed bonded and insured and he called the neighbor offering to cover the cost of exterior detailing of his car.

In both situations we the buyer can ask for owner financing, and I do ask each time I make an offer. 

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

Are there any other charges or legalities I should know of?