HaI meant late for your post. 

@Jared Wild I have investors selling that are afraid of the next election so they're selling off.

It also could affect taxes depending on the type of LLC and the tax election.

Is Philly known for massive duplexes meant for multi-generational families or something?

This rebuild classification meant she did not need to pay some of the new build taxes such as the school tax. 

By electing a 15 year mortgage your payment will be higher.  

But being a discussion forum on STRs, it would be nice to have some dialogue that isn’t “just ask Lucas Carl.”I meant no disrespect to you. 

(Solutions are not all encompassing, but are meant to give examples)Also, I strongly encourage that you do not go with the cheapest option.

@Eric Nelson  The low money down is meant to get people into homes, not a leg up on buying rentals. 

Also, I am a little nervous about it being an election year and the effect this can have on the market, so I am wondering if its risky buying in the midwest.I plan on holding on to these properties and I feel like I can wether a storm, should it occur, however buying high and waiting for it to go back up doesn't sound exciting.