All of it.I have a product that'll go off of just one year of tax returns for self employed folks in good credit scenarios.

Banks prefer to employ licensed brokers to list and sell, and may not list for many months or even years for business reasons.I suggest you keep your money in your pocket until you are convinced you are ready to become an thoroughly informed (and educated) bidder/buyer.

So we get similar results to the "guaranteed sale program" without really offering as such.All that said, I think it's a creative way to market real estate services, and it can be a competitive advantage for those that employ the guaranteed sale strategy.

@Sochima EzeIf the 401k is from a former employer, you can transfer it to a self-directed IRA and invest it in real-estate directly as the law allows for it.

If you have 401k with the current employer most likely they will not allow you to transfer it out until you are either no longer employed there or reach retirement age.3.

One question one of my past employers asked me was this...Are you fair or consistent?  

And what mechanism might be employed to discover my crime?

Ask what their credit is like (people with bad credit will know they have bad credit), employment, income, landlord reference, etc. 

Did a large employer leave the area causing many to lose their jobs?

Then once the mat leave was over we would move back to the home province, she would go back to work and I would stay home on employment benefits raising our kids.