First and foremost, thank you for your time interacting with this post!

Work methods, ascendix, smart touch interactive.

All interactions with them so far have led us to believe they will not voluntarily leave without money offered or legal action.

Local banks/CUs will probably have more flexibility and you're more likely to be able to actually interact with decision makers.Big banks will probably have much better technology and offer more services.I've seen conventional loans with down payments as low as 3%.

Again, the BiggerPockets store has some books for this or you can learn by watching podcasts, reading blogs, and interacting on the forum.

The largest difference I find is their method of communication and interaction with people.

Lastly, go look up the Census Tract for the city block where that property is located by going to city-data.com, type in the city, then scroll down to the interactive map. 

I've been operating here about 2 years now (boots on the ground) and I would guess that over 50% of the professionals I've interacted with are unscrupulous. 

So i figured I'd interact with the community even if it was just asking for advice. 

So don't limit your interaction to the local area.