Credit should be a conveyance not a method to afford what you can not afford.Since used vehicles are difficult to finance you should also pay cash for it as well.

There are methods for starting with “nothing”, which are of course much more difficult than starting with a wad of cash.

Also, with similar needs to a Value Investing in Stocks method.

Right now we are in the middle of a refinance, which would free up another $160 per month in cash flow.The method I used is to look in a developing area, find aspects within the property I could add value, make the renovations by leveraging my network of contractors, and then rent it out at what the market rate was. 

I cannot share the method on how to avoid the frivolous suit.  

Both methods I used above dont come close to this valuation.

I don't think there is any consistent method to determine what one bank will take over another bank.

Rent the thing out to as small of family as you can find and impress water conserving methods and practices. 

This includes Paypal, but we don't use the "business" transaction method that creates the transaction fee.

To implement it effectively, you really need a third party to implement it via inspections and objective methods.