A two-family where you live in one side and rent your other rooms to friends and then rent the other side (maybe even do mid-term rental or short-term) with a much lower downpayment is potentially a better producer.

Two of the three have made some payments.

I get to have my one or two beers for the month.IN Between, all free, Good people again.

I'm six rental properties into my investment portfolio and have HELOCs on two of those properties as well as my primary home.

At this moment, a two year treasury bill is yielding 4.524% while the 10 year treasury note is 4.113%.

They are in two towns in Iowa. 

I would use the lower of the two for your projections, but they pretty much both pull from Airbnb and VRBO

Here are two photos of what he gave me as a snapshot.

My two cents summarize is that you can make some nice cash, especially for the northeast, but at the same time the units will be management intensive and given the landlord / tenant laws of MA, one troublesome tenant could wipe out many month's / year(s) of profit.

I'm not talking a year or two, but a decade plus.