Shop around to see where you can get the coverage you want at the price you want . . . we have done well with Steadily as they shop carriers and can get what you want for the specific situation you are in. 

Hi guys, I'm new here and to real estate I'm originally from Asheville, NC but the Army moved me to Clarksville, TN I'm looking forward to getting my first rental property and keep learning and expanding my portfolio ...

Great terms - watch out for stuff too good to be true

Mid term why did the market swing?  

Is there a specific reason why you are wanting to obtain this information 6 months prior to the expiration of the current lease term?

Really depends on the scenario in terms of property value, cash flow, credit, and leverage. 

Sometimes, having a reliable tenant stick around long-term is more valuable than pushing for an extra $100 a month.

It's usually used for short term purposes.

On the other hand if you feel the stock market is going to under perform the 6.8% (knowing that the average long term gain on the stock market is 7%) then you might consider paying off the notes more. 

Personal readiness includes long-term plans, maturity, and market conditions.