I have a lot of questions but can see the value 

This is definitely a place where you can learn and move toward that best version of yourself.

@Dan Dares TMYou can use your familyMember but they will need to be a part of the deal and the bank will most likely want them to personally guarantee the loan.

Interesting - I have been investing in Philly for 8 years, run a  group of 2500 small landlords, speak at lots of events, know and network with many of the players  . . . but never heard of him before.

Visit the property and learn about various renovation stages, gain insights from our experienced investors / speaker, and learn strategies for evaluating deals, managing budgets, and maximizing ROI.What to expect:Property walkthroughsReview before photos and discuss transformation plansDive into real deal numbers—costs, profits, and challengesNetworking with industry prosOpen Q&A session to ask anything about the process

Many of my clients and I have grown our portfolios through appreciation and cash-out refinancing with minimal additional capital.Zillow Data is one of the most reliable sources for analyzing appreciation rates at the zip code level.SummaryNo special apps are necessary.

Or know of a meetup in the Sacramento/Folsom area?

Purchase price: $325,000 Cash invested: $150,000 What made you interested in investing in this type of deal?

Just wanted to introduce myself and enjoying the Bigger Pockets site and forums.

Bottom line these are NOT federally regulated or state regulated loans.. they who have the gold make the rules.