
7 November 2021 | 3 replies
No one can buy with a conventional loan, doesn't meet health and safety codes.

7 November 2021 | 0 replies
I have the 2012 IBC code book and the study companion.Thanks in advise.

7 December 2021 | 9 replies
The VA loan is structured to protect you- the property cannot have any health or safety code violations.

8 November 2021 | 4 replies
If you're not factoring the value of your time, then hiring an expert for one house-hack may not "pay for itself" in terms of strictly dollars.

8 November 2021 | 6 replies
I also consulted my profession’s code of ethics.

7 November 2021 | 0 replies
Based off of how their inspections are a bit more strict for VA home loans I’m assuming most of the contractors should be good?

10 November 2021 | 8 replies
Personally, I try to live by the code, "Never attribute to malice that which is adequately explained by stupidity."

19 November 2021 | 10 replies
Property type/number of units/zip code Loan amount Property value Fico score Self employed?

17 November 2021 | 17 replies
Consider allowing for such instances in your budget.An Architect with a crew to do the work that he/she has used in the past might be a budget saver in the long run.Watch your property tax increases as you build out and once you are done--some places tax percent complete and time over runs with no income coming in eat into the budget.Actual colors can be a pain, consider having an in-situ (that's latin by the way) color board area on the building where you can try a few similar colors (and finishes) live and live with them for a week or so before deciding on an exact palate and finish.The more specific you can be (the more you know exactly what you want) the less Architect time you will burn.Using someone who has recent build experience in your area, with similar projects may help prevent costly errors re inspection times, and local code knowledge during budgeting... ie does your HVAC have to pass retail inspection, or Mall inspection...a costly difference, especially once in place.

12 November 2021 | 7 replies
I fixed up the house a tiny bit and put it on the market and sold it for a loss.Lots of lessons learned here but the main ones include:-never trust a home inspection report when you didn't hire the home inspector-never trust a salesperson's ARV when that salesperson is trying to sell you the property-always get a second set of eyes on a project as I felt pretty helpless sitting in my house outside Toronto and only hearing from one perspective-get the lockbox code from the start so you don't have to ask for it laterIncidentally, I could've exited this project with a potential profit.