What are some good rules of thumb to use when accounting for vacancies?

Plus it's a portfolio loan, so there's no restrictions on what I can do with it.

For SEP and qualified plans, net earnings from self­employment is your gross income from your trade or business (provided your personal services are a material income­ producing factor) minus allowable business deductions To learn more about self-employment income rules, see the following. https://www.irs.gov/businesses/small-businesses-self-employed/self-employed-individuals-tax-center

The rules will vary from state-to-state but even if protected, it is likely to greatly complicate your collections process.

Quality providers of such plans will provide ongoing support to help you understand the IRS rules so you can be effective and safe putting your plan to work.  

Signing the waiver will block you from getting a commission because you will be in violation of several state rules and probably the licensing act itself if you say you are only an investor while acting as a broker.

We would be happy to provide you with an inspection for your investment property, please visit the website for our contact information (forum rules prohibit posting it here) 

Mario ZavalaBP rules are weird.

PM me and I'll share the name, as I don't know what the rules are about putting people's personal info up here.Otherwise, you can just google around for FHA 223(f) and Fannie Mae multifamily loans.Hope that helps!

COMMITMENT: Within 20 days after the Title Company receives a copy of this contract, Seller shall furnish to Buyer a commitment for title insurance (Commitment) and, at Buyer's expense, legible copies of restrictive covenants and documents evidencing exceptions in the Commitment (Exception Documents) other than the standard printed exceptions.