I am not sure so I will monitor and see what advice is given.Paul

No sure about thermo foil or regular foil I am not looking to put the foil on the counter tops, just the cabinets.

Here are some of the ones I attend regularly.  

You should connect with @Brie Schmidt Haven't been to the meetup yet but it seems more active an promising than the other groups I know about in this area.There are a few other regular meetings in the suburbs but that's a bit difficult for me to attend. http://www.careia.org/

Because I'm in a crazy fire area, I can't get regular insurance on my property, so I have to go with a specialty insurer (like Lloyds of London) through a broker.  

I just have to monitor it.

It would generally include everything outside of the studs.Do they have enough in their operating account or do they use reserves (constant borrowing) to fund regular operations.

The best way to do this is to interact regularly in the forums!

It will be up to you to provision and manage the servicing and monitor the senior loan status.

The enhanced of returns available with purchasing notes at a discount is becoming more and more attractive, but even there the biggest challenge to me is the amount of capital that would need to be committed to acquire enough notes to mitigate your risk.I've clicked on the "monitor" button and am all ears ...