From the prior manager, to our regional manager, and even tenants. 

But like anything else bank lending money will want clean title. unless of course they are paying cash.. then its up to the buyer/agent to instruct title what to have removed prior to closing if anything.FFB is likely a regional term and the concept of deferred water and sewer assessments may be as well.

The coastal regions of California attract people from all over the world.

I plan to work directly with local and regional banks and have a prospecting system that I established for my business.

I specialize in investment properties directly from the developers in the Pretoria region, so let me know if I may assist you in anyway.

While most local/regional banks are big on only lending to local investors, I heard Pinnacle is more open to all small businesses - let us know how you fare..I have not yet gone the small bank route as my big one (Wells Fargo) has lent me, but the time will come.

I have been actively looking in the region for the past 3 months and really want to ramp up our search.

That's good, but if you have enough funds and you intend to keep the property more than a couple of years, I would suggest getting a non-FHA loan at 5% down (loans like this are readily available in my area - the Capital Region of NY - for someone with good credit, a source of income, and a reasonable debt-to-income ratio). 

Considering contacts in my local region.

@Steven Cherry  I would  contact them for last months rent and prorated days as @Theresa Harris   said although she doesn't say where she is from this advice region doesn't matter.