Hi @Kathleen RogersREPS is a very powerful tax strategy that can offset W-2 income.

They have an option for an immediate transfer that costs a couple of dollars.

Try to narrow down your options to the top 3-4.

I can't do a new 30-year and lock myself into triple the payment.What options do I have to get a construction/remodel loan? 

multiple purchase options: MLS, off market, auctions, FSBO, short sales, etc.  

I finally start my full time job, report 60k a year, which is not very high considering where I live and my home purchasing power.

The best option right now is a cash-out refinance, but if you're sitting on a low rate it may be counterintuitive. 

Purchase price: $125,000 Cash invested: $103,000 Sale price: $425,000 Ah, the tale of 5035 Center Rd, Linden, MI 48451 – a story brimming with promise, dedication, and the transformative power of vision.From its humble beginnings, nestled on 5 acres of land, this single-family home with a pole barn whispered of untapped potential.

Sometimes this is used for tax planning strategies as well.Lots of different planning options for those with the same questions.

What value do you intend to provide your customers that those two options don't?