Yes, but you have options.

He's saying 7.5% with 3pts or 8.125% with 2pts (30 year fixed) with no Zero or 1-point options.

I have had several commercial deal fails because sellers are insane and have no backup options.

Building on what he said, if you are having trouble tapping in, and want to explore other options to maximize return, please feel free to reach out.

@Tony FerreiraYou have good options based on the limited amount I could gather based on your post.Shot you a DM, please feel free to follow up if you'd like!

House will be ready in March for any of the options. 

That prompted me to explore options.

While sellers or wholesalers may sometimes dictate the title company, having your preferred option ready can be advantageous.To vet potential team members, engage in conversations and assess their responsiveness.

I'm an out of country investor - what are my options to have funds reimbursed?

Ensure that there is positive cash flow to cover expenses and generate income.Financing: What are your financing options?