Longer than 7 years, and I  think you run into that "cycle" and the risk of a re enactment of 2003 Space Odyssey for REI.  

Education is the thing people think they need to get to some place they think they want to go only to find out that what they really want is different when they get there, and then they need to get a different education to get what they now want and get away from where they are and so the cycle goes.

You may also (depending on what code cycle the AHJ is on) need it to be "solar capable) best of luck.

If youbare waiting for new balances to report, you can look at your credit report, see what day of the month it typically reports then you will need to wait to that day in the monthly cycle to get an updated score.

Over the most recent property appreciation cycle there were apparently a few two many buyers willing to pay too much. 

I was messaging back and forth with you about a month back about real estate, economic cycles, banking, and those pesky examiners!

That being said, I realized that I will never have financial freedom with my current plan and have been looking at ways to break the cycle.

You're looking at this from your tunneled vision position of making money off of your rental asset only, look at it from a complete business cycle position, you're basically saying do regulate me, but regulate everyone I use to build or rehab my money making asset.

I have no idea where we are in this cycle or when it will change but real estate appears to be pretty expensive right now. 

Grow Rich with the Property Cycle.