If I add her as a joint account holder to that account, will that be enough for the balances to be considered in her D/I calculations.

I think it doesn't matter, as he's willing to come in as a title holder to help me more with credot but I'd like to know if I ever come across that situation again.

I've had the discussion where the advantage of having your own insurance is they lawyers will represent the policy holder as opposed to maybe a sub added to the policy. 

That is one potential method Melanie, but some states (like Florida) require a specific license in order to be a lien holder.

Food for thought: Always respond to what a tenant does ( or doesn't do), never to what they say.

I am curious about the risk side of the equation however.As a mortgage lien holder, I can add the legal expenses of foreclosure to the loan balance as an advance.  

For example, I've got well over 125,000 followers collectively among various platforms and there is a twitter account out there dedicated to spitting in my food lol.

It's surprising how many people haven't even thought about it or are working toward it.Just some food for thought since we haven't had any decent posts lately!!!!!  

Can call a plumber for $100 Water drip from faucets Always buy high quality faucets No hot water Either a problem with the water heater or it might be a heating element inside Bugs/rodents Educate the tenant they can't leave food around and be messy Hire someone to remove (couple hundred) Say in lease after a few months it becomes the tenant's problem Garbage Disposals Try not to put these into rentals Something might be stuck, or the motor might be burned out which will be a couple of hundred bucks from a handyman Toilet water leaks Pretty cheap to fix, probably a problem with the flapper.

@Tony Roberts,   1. sellers carrying back financing don't want total interest of 10% over 10 years; like all note holders they want an annual interest.