Maybe he will make it so there's no waiting period to buy more real estate using a conventional mortgage following a bk, so we can all get in on how he's been doing it for decades. 1) Form Chris M #1 LLC.2) Buy investment property. 3) Turns out it was a lemon.4) Chris M #1 LLC declares bankruptcy, debt is discharged.5) Form Chris M #2 LLC.6) Buy another home.7) ???

My hubby and I are self-employed and so conventional loans are a challenge for us.

A conventional appraisal, it's just market value being evaluated. 

For long term buy and holds, I would just get a conventional mortgage, as those will have the best terms.

Should I go to a portfolio lender, conventional financing, use FHA loan financing (is this possible for a home you already fully own?)

I thought it was more personal to hand write the address and send it in an envelope.Well, I mailed my 40 letters and was working on my next batch of 40 letters and.......I realized I left the last digit of my phone number off of all the letters I just mailed.

I switched to "subject to" properties so I can become the true owner of the property and that gives me more rights to offer less conventional financing.  

HOWEVER, another option (Depending on what your current home situation is) would be to REFINANCE your current VA loan into a conventional, which would re-charge your VA eligibility to 100%. 

They learn how to handle straight peer-to-peer conventional transactions and tend to work within that box.  

Honestly, I have just started to educate myself on the real estate investing and this whole time I was thinking the only way to invest in real estate is either all cash or conventional mortgage till I started reading blogs here and took the free mini course.