So, you may not have the coverage you think, and this insurance is only a profit center for the company if the premiums exceed the payouts.I wouldn't think this is a good idea, for the reasons @Josh Young outlined.

The out-of-state seller utilized a typical property management company which resulted in bloated expenses and a rent roll below market levels.

If you are on LaunchControl for texting (separate company) they also do skip tracing and scrubbing but you have to have an account with them. 

Multiple, billion dollar companies are investing investing heavy in our area, such as Intel, Google, and Amazon.

It’s heavy manufacturing, finance industry, health care, Tech Giant presence, 3 pro sports teams (and hopefully an MLB team), zero state income tax, and nearly 1100 companies have located to nashville in the last decade.

For multi-units the tenant is responsible for pest control for their unit unless a pest control company deems that another unit is the source of the issue. 

If you are looking for a PM, just like any professional construction company hiring PMs..

@Chris Seveney If you know or have a recommendation for a property management company in the Dallas Tx area that would be amazing.

I havent seen or heard much negative about the company.  

Most likely you'll never have an issue unless the company/person doing the repairs after the fire cut corners.