Hey JerryWe do not use this in all of our units, but have had some clients insist on them over the years. 

Hi, everyone I am please to have join this amazing website with all the help and knowledge that we can all give each other to become successful.

@Tony Thomas no advantages that come even close to covering all the expenses and paperwork headaches!

Whether it's discussing strategies, analyzing markets, or just talking about the ups and downs of investing, I’m all in!

They all stated a cash-out refinance would be the only option.

It may seem like semantics, but the point is that I do have the right to buy and sell interest in real estate as a principal with all of the risk that entails.

Hi All,I am a relatively new investor without a lot of capital to start out with. 

I'll take all the discounts I can!

Appreciate @Chris Seveney for "keeping it real" for all of us.

That said, if I was retired, in a relatively low income tax bracket, or a real estate professional able to offset my commission income and interest income from PML with major cost-segregation, and wanted some spendable liquidity after a career in investing - PML all the way.