This policy will provide additional coverage above what your existing policy covers.

In addition, the Dallas market is about to decline significantly.

On top of that, there's a bill working it's way through the state to add an additional sales tax on real estate.

Additionally, I have family I often visit in Birmingham and along the I-85 corridor (Greenville, Charlotte, and RDU area).

To secure the VA loan you need w-2 income in same line of work, as it will take two tax cycles to show self employed net income. 

I am responsible for a pretty large mortgage payment and only my employment income to pay my mortgage in all the bills.

The way I got around it was I had capital that I could use to payoff the load and then the bank issued a new loan for the BRRRR amount, which I then got my capital back plus the additional capital based on new ARV.  

In addition, check out the chamber of commerce https://greaterlouisvillepartnership.com/ where you can find the top 10 employers for different industries such as healthcare, tech, manufacturing and logistics.

Alternatively, DSCR ratios may not work out due to efforts to maximize the loan amount and avoid additional cash contributions. 

It would convert the existing structure from a 2 bed 1 bath, to a 4 bed 2.5 bath, adding an additional 2000 square feet of space.