Could you please suggest me some insurance provider who covers rental property. 

The first thing I would suggest for you is to absorb as much information as you can through podcasts and the forums to help you better understand the in's and out's of real estate investing.

Wholesaling is not my focus, so I really do not want to develop a team or system for this sort of endeavor.Any advice or suggestions would be appreciated.

I already got a letter from rent board saying i told them to leave which is false. yes this is SF,CA. people wonder why rent is expensive in sf its because landlord like us always get screwed by these tenant.

Thanks for your input and suggestions!

I read on one of these forums, where someone was looking for creative workarounds to avoid a down payment, the suggestion to purchase via seller carry, then immediately refinance after closing, which I understand would pay the seller immediately?

Great suggestions!

The realtor actually suggested I go lower.

That didn't get any of my money back from the crook but it sure felt good 😊 What here in the ops description suggests an Impropriety by the agent?

However, converting these into desirable, owner-occupied homes could capture untapped market segments, particularly as economic conditions improve.Age Distribution and Market DemandDiverse Age Groups: The presence of young adults and an aging population suggests varied housing needs—from starter homes to downsizing options.