I watched an hour of one of his speeches from that conference last night.

I'd like to take advantage of the last year where we can take a 100% deduction using cost segregation. 

Hello, I am new to Real Estate investing world, and have been educating myself since summer of last year, and been to only one local REI meeting and currently enrolled in a very good online course mostly on how to wholesale properties, but still have not pulled the trigger yet.

So, NY and NJ can have long, expensive foreclosures but this means many of us stay away.

So back to my last example:Joe buyer offers $100,000 and his agent collects a $3000 commission netting HUD $97000I offer $97005 and place $0 in the commission.

For investment properties you should be using private/hard money lenders, but if it's a primary or you have a long window of time to secure the financing then traditional may be the way.Overall, it should be easier to get approved via creative financing though as there are options and workarounds for nearly every scenario (they just may cost more the more creative you need to get).

The commission has been 6% for as long as I can remember and I’ve been making up 1/2-1% for years when the listing agent pays a co-broke less than 3%.

I actually just attended a BP InvestHer event in Cherry Hill, NJ last week.

Your property has dropped in value over the last two years?

Where can I get private money and someone interested in purchasing 1.5 acresto split the current 3+ acres and leave the1.5 acres with the rentals for the long term deal.