We are going to use a FHA loan with 3.5 percent down.

Hypothetically, say the equity in 2017 it was in at a million and you were expecting 8 percent, so 80K.But a few years later benchmark in your area and asset class is now more of a 7 cap and with no other big changes, you estimate your equity is worth 1.25 million, also for about a result of about 80K.Now same question but fast forward year after year.

There are free-hold properties where foreign investors own the property for a lifetime.

Great advice....although I am going to work very hard to be in the 13% percent but that is a good point

Water has been, is and will continue to be a major issue and challenge to be met here in Colorado and the Western States for the rest of our lifetimes.

This form of selling is below market price (usually about 20-25%) and helps developer meet Fannie Mae guidelines; where at least 51 percent sold, among other requirements, allay bank lending fears to other buyers.

If I find a good deal I have equity( more than the 20 percent I put down) within 5 years of payments. 

Know Your Tax BracketsNow, let’s assume a 20 percent capital gains tax and a 28 percent income tax bracket.

The loan officer I have been in contact with suggested that I get a owner occupied loan so that I only have to put down 20 percent.

I started with Jg Wentworth who gave me a much better rate then USAA by a full 1.25 percent.