A minimum of 480 sq. ft. of lot area is required per dwelling unit for the lot area in excess of 1,919 sq. ft.

All electrical work requires a permit.

Now imagine facing a lawsuit because you missed a crucial compliance requirement.

Although a DSCR is lenient on your personal income, they will still require a relatively clean appraisal.

Not illegal, but evidently difficult to comply with the legal provisions required. 

a flip requires CASH for closing costs and points, a down payment, holding costs, costs to cover any overage you weren't able to borrow...so, the issue with flipping is that (1) it takes capital, and (2) the return is 6-12 months out.

(It’s worth the furniture if you want it.)Think of it this way. 1)Lots of cities ar banning STR, o requiring you live in the house while it’s being rented out, or limiting you to a few months.

Landlords in NJ are required to have their rental properties built prior to 1978 inspected for lead based paint  by July 22, 2024 per a Phil Murphy signed law in 2021. 

I think the price is too high, but it works perfectly and doesn't require much thought.

If not, what are other creative financing types that do not require income verification (or limited verification)?