It would be much easier to move out there if you wanted to meet those high goals and you would be able to use your VA loan to get started. 

Appears no contact has been made, but loan has been sold twice.

I’ve been looking into bank statements loans which would be much easier for me to prove income.

@Oz Radiano US banks are notoriously difficult on this issue due to regulations requiring that you appear in person to open the account.

Not sure if it would be easier to start local and generate some income first or just dive right in the Florida market.

I think they are different from what I've read.Dmitriy - Yes, absolutely 5.75% is FAR cheaper money than anything HML and far easier to access cash than any other source of financing. 

Prove yourself first and financing will be easier moving forward. 😂 I'm not saying this because I lend to first-timers, as I would say it regardless, but your first line is woefully innacurate. 

I hate that it is behind my house and uses the easement on my land for ingress/egress (NIMBY)but admire the value add.So it would appear Poway does not have a maximum size on their ADU or maybe the Rabi got a variance.

If you invest the IRA in an LLC and then process the investment through the LLC, they may accept it as they appear to not understand such investment can also be done through a self-directed IRA.

Feel free to PM me if easier.