But better yet, do a deep search on this very Forum and see what actual S8 Landlords have said about this.whomever wrote this " cut and paste " is clueless.

The property actually sits in Atlantic Beach which changes things.

Began scanning MLS everyday to find a deal (I am my own realtor and this is my first transaction).January 2024 – After searching deals daily, I saw a property listed that day for 219,500 two blocks from my parents home and promptly made an offer that day for 222,222.Listing realtor kept the bidding open for a week and asked for a counter based on competing bids (in hindsight I don't think there were actually other bids).

It was actually mapped out of the FEMA flood zone years ago, but they never made that new map "effective." 

Then that next area of diversification you are entering is completely beholden to one piece of real estate.  

One friend actually suggested that I wire money directly into my account.

I agree with Andrew - I look first to Rabbu then customize then back up with Airbnb and VRBO actual data. 

House hacking was actually my first option.

Closest location for the forum was Pittsburgh but it's actually across the border into West Virginia. 

I know that I can buy a lot and use that as a down payment, but I have two pieces that are making me a bit nervous.