The property will be valued on NOI not comps.  

Once I hit 2 years, I buy another home I can move into and add value.

How did you add value to the deal?

One thing we have done was to offer amenities that carry high value in the area and build these costs into our rental agreement.

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Not having these inspected would be a Red Flag for most and I've seen where it substantially affected the property value.....

Haven't taken any seminars.No section for Self Storage.  60% of Value is held by REITS who don't need BP.

BUT, assuming you are qualified you very well might be able to find a second mortgage up to 90% or even 95% loan to value because you plan on making this your primary home.

You're depending on one person's opinion of the value of your property.

I've been researching and see a few credit unions that do "ADU loans," where they'll assess property value after construction complete, then loan based on that amount.