Owning a property for cash is a low return (cash on cash), low stress way to own real estate.

Right now we are considered "foreign nationals" and this reduces the LTV and increases the interest rates for acquisitions. 

You may earn less of a return than I do with my money, but you won't have to deal with the stress.

Afaik, rtp will not cashflow unless you increase your equity in the deal.Lastly, cannot stress enough on having a good team on the ground, one you can trust. 

If you know your location, you know your renter, and if you know your renter, you reduce the risk of poor tenants, and if you reduce the risk of poor tenants, you keep the cost of owning property to its lowest.

It's like musical chairs and this will keep driving prices until the market finds an equillibirium between supply and demand, which all free markets will do over time, but since supply and demand are not that flexible it has to be price that will reduce demand until we are balanced.Milwaukee is also seeing a little bit of an increase in imigration due to climate change: smoke, fires, drought, hurricanes, floods, fresh water - in combination with remote work and low cost of housing compared to most of the country.

and would a new boiler be more efficient and reduce other costs?

Closing on a home can be a stressful process.

I can't stress enough about a couple things that you mentioned.

If your coverage is based on ACV for the payout of a Building loss, the payment for repair costs in a partial loss will be reduced by the depreciation percentage.