HML these days do have buy and hold products @Aaron Klatt  in the 7 to 8% range..Visio is one they are out of TExas   LIma One has some too they are out of Charlotte.but just because its hard money you still have to qualify just like a bank loan .. these are fico driven and equity and ability to operate driven just like any loan.

I have heard Rent Manager is an extremely good product, but am I better off with Buildium, Appfolio, or another software that can provide these same services at a better price point?

Id rather be tired and productive!

Hi all,Here is my information pertaining to my question of which state is the best to start an LLC in:The business will be selling dried fruit.The location of preparation, packaging and shipping of the product is in California (at least initially, run from out of my house).I will be the only employee (most likely for several years anyway).Business will be conducted online only, selling to anyone living in the U.S., Canada or Mexico (initially limited to these county's due to shipping scales of economy, to be expanded elsewhere if I can get shipping costs down).I ask this question for the purposes of:Paying the lowest LLC start up and recurring costs related to the LLC.Having the least amount of paperwork required to start, and maintain the LLC.Having the most comprehensive protection for such a business (& of course, for me the individual owner of the LLC).Aside from the LLC, I will get a CA class a cottage food permit and of course pay CA taxes. 

Especially if the market slows down.With our home, the kitchen was good, but it had carpet and nasty bathroom tiles, so we did that, repainted, and put in new toilets from Costco, and the over $14K we spent on that seems to have added about $30K already to the home value, probably more in the future as we have long-term appreciation. 

To make sure I slowed down and asked questions and sought advice of other people.  

There are plenty of products out there that are stated income and no not calculate DTI. 

If your floor looks kind of good you could use a colored polyurethane...one of those one step products.

The minimum loan amounts on some of these programs vary between $250K to $500K.There are programs for loan amounts below $250K but the rates are even higher but you still have the ability to utilize the 30-year amortization.You can go to the local bank and get a loan but their products are different. 

The products they offer seem to be exactly what I am looking for.