I want to purchase my primary home there with creative financing options, because like all of us I want to set more favorable terms than the traditional lenders can set.

I have a business plan, positive feasibility, relationship with a number of contractors and even the city officials.

We live in Nevada and want to build a short term rental in Big Bear CA, with the potential of having a Next Gen option so we can also visit on holiday weekends, while staying in the Next Gen Suite.All three of my house I’ve owned were new builds, as they were my primary residence.

The catch is, my current interest rate on the conventional is 2.87% and I'm positive it will nearly triple if I refinance with a DSCR so it's a tough decision.

For reference, I am self-employed (I run my own online clothing business, i am 1099-k) and I've always been told that it'll be hard for me to get a conventional mortgage when you're self employed, so I am specifically asking about other types of loan options.  

Thanks a lot for unpacking those diverse set of HELOC options.  

These factors will help you determine which option best fits your needs and circumstances.

I have an option to buy a 4 bedroom house in Ocala for $296,000 at 6% interest amortized for 25 years ballon payment in 10 years.

An option is to purchase another/multiple properties with the remainder of the proceeds to avoid the boot.

(To their credit, it was a safety where you had to turn both valves to the same position.