Ultimately it will show up in my framing inspection, which I haven't heard back from yet, but my assumption would be that every space between interior drywall and exterior siding should have a layer of insulation. 

I had tracked my expenses meticulously for the 2 years leading up to that decision so I had a pretty good sense of where I would have to cut back to make the transition work.

I was meticulous in communicating with the title company and buyers' agent to a successful close.

@ChristianWeber I see you have 3 choices: 1-Accept as is and eat it(not recommended)2-Walk away and learn to spot some of the issues before you pay for an inspection. 3-Ask for cash back at closing to cover things in report, start around $15k-$17k looking at your numbers.

First, they follow up making sure everything is being done timely no matter which side you are on from inspection to appraisal to title work to termite clearance to survey if required to making sure any loan is progressing.

Baltimore city and county both require rental licenses and rental inspections but they're pretty basic - hot water, smoke alarms, everything works, railings on stairs, etc.

If things look good we make an offer contingent on inspection.  

Although I really didn’t want to pay for a property inspection because i didn’t have a lot of money, I did it anyways and it paid off.

I feel comfortable offering full ask without actually going to see the house, no inspection and no contingencies at that price 

I have a lender or two that will ask for appraisal funds up front, but this  is done through a secured portal and it is disclosed that the funds are refundable should your deal fall through before an appraisal inspection is performed.