My goal is to invest some money and make a healthy profit. sort of like a CD only one that actually pays out more than 2% interest!!

until 5 years seasoning has passed.Please note the distinction between "seasoning"--the amount of time that must elapse between the derogatory credit and a new loan--and a healthy FICO score.

Local lender = building a healthy and profitable relationship over the long term.

Monitoring and maximizing the performance of your assets should be a top priority, ensuring that they remain resilient and profitable during challenging times.Debt Service Coverage Ratio: During a recession, maintaining a healthy debt service coverage ratio becomes paramount.

Most will do the PP + Repair that you sunk into it, although looks like you have a pretty healthy spread so won't be capped by LTV. 

The trees are healthy, but I understand his nervousness.

So long as there are healthy reserves and the board cares about maintiaing the building, the normal dues cover you.I don't budget a specific number personally as I have enough cash to take care of those one off expenses if and when they do arise. 

Netting positive cash flow right off of the bat, after debt service and other costs is solid if you have a healthy financing structure. 

I think 20-40% of equity is healthy although many on BP would argue against that point.

If you did not, and started later, the likelihood of enjoying that $500K lifestyle in great health is less likely.That same example, deploying immediately into an area with lesser quality (lesser capital required), and you can likely 3X to 20X the end result after a decade, or two, or three.