This is a great exercise for newbies IMO.As much as deferred interest, neg-am and I/O options are very tempting and regardless of what our opinions are, I trust that you will come up with a win-win situation for both parties.

Without an accurate market cap, this whole exercise is pointless.

Again, this is not an exercise in which school can provide you a higher quality rather which school provides better marketing/networking opportunities.

so for this exercise it does not matter that I might have equity in an investment property or equity in my personal residences they all count the same for Net worth which is one of the major loan covenants one needs in my end of the business..  

This will be a good exercise. 

In real life, investors often refinance multiple times not only to optimize their returns and pull out more equity but also to potentially secure better interest rates.Benefits:Realistic Scenario: Investors often refinance multiple times to maximize their cash flow and equity, and this feature would allow for more accurate financial planning.Comprehensive Analysis: Having the ability to input multiple refinancing stages would provide a more detailed and accurate picture of long-term ROI and cash flow.Interest Rate Optimization: With improved interest rate tracking, users can make informed decisions about when to refinance and potentially secure better rates, further enhancing their returns.Time Savings: It would save time for users who currently have to manually adjust calculations outside the calculator and compile results.PDF Integration: The ability to generate PDF reports with these refinancing stages included would be a game-changer for presenting investment proposals to partners, lenders, and other stakeholders.I believe that adding these features would significantly enhance the functionality of the BiggerPockets BRRRR calculator and make it an even more valuable resource for the community.

It enhances it...much faster. 

Your ability to manage rental properties successfully can enhance your profile and potentially lead to more favorable terms.

If you transfer your property (limited to residential 1 to 4 units) to a land trust where you are still the beneficiary, the Garn-St Germain act prohibits the exercise of the due on sale clause in regard to “A transfer into an inter-vivos trust in which the borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property.”Even if the case initially was brought due to an estate planning issue, there is no mention in the act about the need to be for estate planning, only that you are still the beneficiary.

They have the right to find a sublet tenant yet it's not mandatory to exercise that right.