Mine just says, Tenant agrees to maintain indoor temperature of unit at no less than 58 degrees during the entire period of outdoor cold weather, including during Tenant absences of any length.

Your household earnings are in the top 5% of the country; so, you should be able to reload quickly.

The SFH, however, will appreciate with or without cash flow.I also agree with the observation about the 1% rule.

Have you had any experience in this area of the country? 

Photos for work if agreed upon in the contracts signed would be a nuisance but an accomodation that could be provided if desired I'd guess.

I agree with Trent. 

Plus just dealing with installers all the time they will agree.

Yes agreed.

Anytime a tenanted property is purchased, the landlord either has to honor the terms of the lease for the remainder of the lease, or both landlord and tenant parties need to mutually agree to end lease.

Haven't thought about a lower vacancy rate, I'll take that into consideration.To your point about COCR with house hacking, I definitely agree that the money you are saving is a huge part of this picture that isn't exactly recorded on the biggerpockets calculators.