Don't forget to do credit checks, etc. for the tenants.

My question is which of us should apply for the loan to get a higher loan amount.Me:Monthly gross income: $2500Computed Debt Ratio: 0 (no debts)Credit Score (Transunion): 625My Brother:Monthly gross income: $5000Computed Debt Ratio (using https://www.mortgagecalculator.org/calcs/debt-ratio.php): Frontend 19.5%; Backend 45.66%Credit Score (Transunion): 667So which of us should apply for the loan to get a higher amount?

I could offer my tenants a credit towards monthly utility bills based on how much income I make from the solar company.

Hi, I’m new and I’m still trying to figure out which niche I want focus on so I’m looking for a specific episode on the podcast where Josh and Brandon talk to a guest who helps the seller win because it’s the seller’s credit that continues being used to pay off the loan on the house.

Had another guy whose wife left him and took his vehicle and credit card. 

My credit score is 690 and her's is 684.

2) Is it possible to apply for a mortgage without anyone's personal credit? 

I would let them know that an eviction is not just another collection item on their credit and it will be a very large red flag for future landlords and other credit grantors.  

You would use their money to purchase, and do the repairs as quickly as you reasonbly can, then go to your bank and get permanent financing (or get your whole mortgage as a HELOC if you can find a bank/credit union to give it to you that way).It'll cost you a few points to the hard money lender, and a 10-12% rate for the time you have it. 

Has anyone used an unsecured line of credit to make their first investment?