Mortgage insurance(PMI) is required by the type of loan you get.There are programs that don't require you to have insurance.If your not looking to cash out your equity for some time I would suggest obtaining a fixed rate,there are several different programs available that range from 30 yrs to 5 yrs.As for the appraiser not going with your brokers appraisor could also work againts you if the value comes in too low.Hope this helps :D

I'm afraid if I pass the R/E exam, brokers will start calling me to work for them.

I'm happy to let you know that we're done having server problems.

I am a stay at home mother and had my real estate license and I am looking to get my brokers license so that when we have enough money we may do this on our own.

I have also found that local banks, not mortage brokers, will give better deals on the costs of the loan and other fees.I've been lucky enough to locate a local bank that will give construction loans based on an appraiser of my own choice.

The seller's, the seller's agent, the mortgage broker, and my agent.

I was able to get my house with 0% down and a great rate. when i was 16, my dad set up a joint account for me at the stock broker he worked with.

I have been a mortgage broker for over 20 years.

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I am an REO Listing Broker in the Houston Area and I work with investors helping them purchase homes, hiring contractors, and either re-selling the homes, or managing the properties as rentals for out-of-state owners.