I think it is wise to have a separate bank account for your personal activities from one related to your rental properties. 3.

I do think you need to restructure to ensure your bills are being covered - because if this property is causing stress and no active benefit than taking the cash and running is the right answer.

Long Term Option would be the best bet since the repairs aren't really for a major value add Loan Amount 187k Rate 6.7% (Depending on credit score) Origination 1.5 to 3 points30 Years Amortized 3 to 5 year fixed

When I see a good drop like today on volume of about 2B, I may buy some.Curious if you have any thoughts on the price slide of bitcoin since this thread was last active in August, J? 

As @Kevin Sobilo mentioned, house-hacking is your best bet. 

I have been more active on the forums recently and I have noticed a common thread present and that is people like myself or in similar situations. 

Who is actively buying in San Jacinto Ca.

Spending $100-$200 is by far your best bet, it could save you a $100k mistake.

Glad to see you're active on the BP community.

Your best bet would be to go Fannie Mae with 5% down first (still 4 units must be owner occupied), then use your VA to get 4 more units in a year or so.