Bankers will talk about doing stress tests at highers rates, shorter amortization periods, add shock factors to the payment to ensure you can qualify even in hypothetical hard times.

and get it done without all this stress!!  

The upfront costs will be well worth not being completely stressed out for 3 years....

Our hope is to expand our passive income so that we can "retire" at 35 and do fun, less stressful things for money.I'm/We're relatively new so I don't anticipate having much to add to brilliance that I've discovered on BP, but hopefully time will change that! 

It will be nice to decrease stress for a while.  

What people need to know about STRESS is to set realistic expectations.There is no such thing as no stress.

This type of risk may be acceptable for some and a huge source of stress for others, it would depend on your level of risk tolerance.

Each state has it's own set of regulations regarding creative financing and if you don't know those regs, you can be setting yourself up for massive failure and a years of stress. 

Bill,I wouldn't get too stressed out about it.

What tips and tricks (hacks) do you use as time savers/ stress eliminators?