It doesn't make sense to me that we all live in isolated dwellings and pay an arm and leg for separate utilities, not enough room to grow and share crops and rooms we mostly use to hibernate in.

Another thing to consider is making the extra room available as a short-term rental (Air BNB, or for travel nurses).Duplex/triplex is nice because there are usually separate entrances and more privacy.

Create separate land trusts for each property (in states that recognize land trusts).

On 3 separate occasions, the appraiser gave me their word that I would have the appraisal back by a selected date.

I am seeing more and more pop up with a little separate income sweet already built in on the first floor that make a perfect little airbnb.When it comes to investor friendly lending, I would start with Troy Howell at Nova, Joe Massey at Castle and Cooke (I used him for both of my HH's) and Jessica Castillo at Bank of America (their grant program is excellent!).

It separates business and personal assets and protects your personal assets should someone want to take you to court because of something that happened at one of your properties.

You have to be able to separate yourself from them somehow.

Deed each in separate Living Trusts and make sure you have GREAT insurance and an umbrella policy.

I expect there will be a lease for the new tenants in the separate rooms though.Can her brother get the landlord insurance, put it in her name and then add himself and the mortgage company?

I know of many vacation properties that have a variety of people by percent on the title/deed and they can sell their part separately if they desire.