Occasionally there is reasoning beyond the element of security from unwanted external sources coming inside, such as that of a child that may be prone to fleeing.

Please advise or link to any sources/pages that you think might be important for me to look into along this long and exciting new journey that I will embark upon.

(source: nolo.com)Hope this helps...

Once the roots are there, then you need to really get clear on the exact type and location of property.

Thanks for the precise numbers and conclusion with sources cited.

I have been cold calling as my main source but want to try and get some leads coming to me.

I would hope the next contractor can use those but whose insurance is now covering those materials sitting on my property as I am sourcing a new contractor?

Before entering this heavily competitive space, I am in search of advise from anyone willing to expose what they may have done different starting out, or what processes have proven to be a productive source of business.

HELOC on investment (non owner occupied) properties are provided by few sources.  

If that doesn't hit the 2% number then you need to look for better deals (off market) that your source yourself, or you need to find a better market.