do you actually offer the list price or deduct some percentage points?

A doctor building a new office etc etc.Since I am a RE professional ( I use the term loosely)  IE Re Broker and NMLS Mortgage banker and I derive 100% of my income from these actities I am deemed in the business so rental houses are part of my business and I was able to take the write off.There were many scammers out there talking people into investing in an LLC etc etc many got audited and the deduction was disallowed.. also it had to be first year in service.. many sold used homes and lied to buyers ...

Hi @Megan Moulton-Levy, I'm in Virginia Beach.

Paint the shutters.If they have/are fining you - then 1) paint the shutters and document the date you had the shutters painted to HOA standards - get an invoice for this as additional evidence. 2) Contact the HOA stating the violation has been corrected (provide a copy of the invoice) and request that any fines/liens levied be dropped since the violation was not caught during their inspection.If they still refuse to cooperate, call your lawyer and have them draft a formal response and threaten suit.

There are some 2 bed 1 bath houses in the neighborhood, but as far as any that have sod within the last year for him to do his comparable sales against, that I'm not to sure of.I was thinking that even if he can't find any 2bed 1 bath that have sold.... can't he compare it against 3 bed 1 bath and or 2 bed 1 bath , 3 bed 2 bath houses that have sold in the area within the last year.... and then add/ deduct form the appraised value for only having 2 bedrooms , and 1 bath ?

Imagine that - a tax deduction the size of the tuition expense.

Paying cash for your home... don't even attempt that until someone competent in numbers (hint - not a realtor, a CPA) runs a comparison for you - paying cash versus putting 20% down and getting a tax deduction on the mortgage interest while putting the 80% in cash that is still in your pocket to good use earning interest.  

And since the exchange fee is a deductible expense against the property you really don't lose all of it. 

Here is my opinion so far:US:- 30yr fixed principle repayment mortgage, so actually build equity assuming 0 appreciation- rates around 4.2% right now (also get a small discount through work)- first 4 properties 20% down, then 25%- can deduct all expenses plus depreciation- I have a large liability in USD (student loan) so would be good to have a USD cash flow and avoid FX riskUK:- interest only mortgages with 3-5% fixed rates for 3-5 years...then need to refinance (which can be expensive and unpredictable...also interest only so relying on appreciation)- however, interest only improves the cash flow significantly as the mortgage amounts are tiny- 25%+ down- slightly less tax friendly, it seems- much less space, higher population density and growth...points to higher average appreciation potentialDoes anyone have any thoughts?

I reached out to several different insurance companies and the quotes ranged from $707 (Amica: Renters insurance + coverage for the investment property / $1000 deductible), to NREIG $744 (with Acceptance Indemnity Insurance Company / just for the investment property / $3000 deductible) to Foremost $1350 (just for investment property / $1000 deductible).