Crowdfunding has value but the problem with it is the human element of proper underwriting and evaluating.  

Unless you get lucky and that kid turns out to be Bill Gates, bringing another human being into your home for 18+years is just about the most unfrugal thing you could possibly do in your life.

@James Wise The Real Estate business shows a fascinating side of human behaviour — good and/or bad.

In almost every case, that company will not be a licensed securities dealer and that will be securities fraud. 

@Joe SplitrockDrug Dealers are also serving a "market need".  

On the other hand bringing 23K across a border well known for drug and human trafficking while may be legal sounds rather ill advised. 

"Memes are just these ideas that have been planted into us about what is possible or not for us, about what we can do and what we can’t do, what human beings are capable of and all of that kind of thing.

@Alex Corral As an investor, I invest for the sole purpose of regular Cash Flow because you gotta remember that 3 30-year mortgages would outlive most human beings.

I developed a software program that taught students how to trade stock and options, wrote a book and I watched maybe 30,000 students lose millions and millions of dollars not only by trading stocks and options, but by making the dumbest and stupidest investments a human can imagine. 

Here is another strange thing about humans.