As far as how it might affect my descision making process; I am more influenced by income, credit and past record with employers and landlords as a reflection of their character and behavior.

@Raj G.First, to be eligible for a Solo 401k plan you must be self-employed or have a legitimate business with earned income and no full time employees (over 1,000 hours per year) except yourself and your spouse.If you wish to invest in real estate then you need self-directed Solo 401k, brokerage or major financial institutions will not help.

FYI they are only useful if you're planning on dealing in sizes of 50 units or more.

We are both self employed and my husband has some contracts that are just too good to give up and so he would come back to Hawaii 3-4 times a year to take care of these.

Now, I’m going back to school, as my employer reimburses 85% of how much my classes are, and taking out $10,500 a semester in student loans to do more deals.

Is the minimal lot size available without altering current property? 

Hi @Will Tavis, it seems you will have to pay the Non-Resident tax based on your situation, but there are several ways for you to get it back (attending university, being employed full-time, starting a company, etc.).

Inbox me if you'd like to see it)I contact employers, current landlord & past landlords I make my decision based on all information collected and my qualification standards (Brandon Turner talks about Qualification Standards in "The book on Managing Rental Properties"It's good to have a standard practice of evaluating every applicant the exact same way, so I wouldn't say that you necessarily have to run a background check / income verification on every prospect, just make sure that if you don't, it's because something disqualified them before they made it to that point in your screening process.As for the adverse action letter...

He’s a lawyer that my former employer would use for our evictions.

Of course, you never have to choose just one strategy, and you don't have to stick exclusively to whatever strategy you employ first.