(i) The term "Insured" also includes(A) successors to the Title of the Insured by operation of law as distinguished from purchase, including heirs,devisees, survivors, personal representatives, or next of kin;(B) successors to an Insured by dissolution, merger, consolidation, distribution, or reorganization;(C) successors to an Insured by its conversion to another kind of Entity;(D) a grantee of an Insured under a deed delivered without payment of actual valuable considerationconveying the Title(1) if the stock, shares, memberships, or other equity interests of the grantee are wholly-owned by thenamed Insured,(2) if the grantee wholly owns the named Insured,(3) if the grantee is wholly-owned by an affiliated Entity of the named Insured, provided the affiliatedEntity and the named Insured are both wholly-owned by the same person or Entity, or(4) if the grantee is a trustee or beneficiary of a trust created by a written instrument established by theInsured named in Schedule A for estate planning purposes.

Do you use a boots on the ground type individual to help you evaluate a perspective property? 

The owner may reside in either the remaining portion of the structure or the newly created junior accessory dwelling unit.

My goal is to create a positive cash flow, Finding good market and deals.

Here are some insights from individuals who have embarked on this journey:Creative Financing: Many investors have used creative financing strategies to overcome the obstacle of limited capital.

Investing in individual homes feels more like an arbitrage play where you need net income to exceed lot rent to earn a cash flow.

His rational is that the due on sale clause creates risk.Do you guys worry about the due on sale clause?

I began to create one but figured I need not recreate the wheel if someone else has already done it better! 

At first glance it creates a lot of potential confusion for both buyers and sellers. 

The renter's insurance covers unintentional acts or omissions by the tenant which create liability for them.