In the end, you have to decide on your own if it's something you want to do and if feel it's worth it.It's not an easy choice.

Just make sure that it's beneficial to both of you.Good luck.

Marketing is new for me, so strategies, various scripts, etc. will be super beneficial at this point I believe.

If you're an aggressive investor there are literally hundreds of choices each month for apartments syndications and crowdfunding site deals.

Is this choice ethical and legal?

Curious to know if it’s beneficial as an investor.

After dong this, my lending institution of choice will now disregard the seasoning period because now there is a mortgage on the property and they look at this as a re-fi, in essence my bank is able to "steal" away a mortgage from another lending institution,(e.g. my business in this case) so they don't care how long the property has been owned. 

You should value and cultivate all of your relationships (and not just because they may be financially beneficial). 

Something like this might be beneficial in your circumstances.  

Only 9 of the 100+ inquiring people actually filled out the pre-screening form and 5 of them were invited to view the property.We gave people the choice to fill out paper application and pay $35/adult for background screening or apply for free through Naborly.