We've currently got, which I can imagine most others do, the mechanical timer where the lights will come on at a certain time and off at a certain time.What we'd love to do is have essentially is a timer that measures natural light and comes on and off when there is low light.

On the other hand, experiencing a natural disaster can be very damaging and an insurance policy can save the day...but does it really?

So naturally am I afraid of buying at the "wrong time?" 

I tried everything Home Depot had as well as the natural stuff found at pet stores and on line.  

Naturally I'm more than willing to pay the security deposit back just to get past this and move on with my life, as this is not really worth fighting over, however the attorney is asking $1,500 in legal fees so the total amount they're willing to settle without going to court is just below $3,000.

This should be used as a loose guide as it is best to let the conversation flow naturally and organically. 

. - We charge a small application/processing fee and have incorporated the checks into it.

Then incorporate a different negotiation strategy than you might for an institutional lender.

The standalone nature of the transaction means that each party must gain at the other’s expense.

The real estate market appreciates in the long run, and when thing to note is the tax advantaged nature of REI versus alternative investments.