In other words, they are required to work against you when it comes to price and terms.Yes, there are no doubt unethical agents who will screw the seller by accepting a lower offer so they get paid on both sides, but most of us (and I think it's the overwhelming majority of us) aren't about to risk fines, lawsuits or loss of license for an extra commission.

If the borrower has a DTI of 35% with all rental properties excluded, but a DTI of 43% with rental properties included, is this generally still an acceptable scenario?

Today my offer was accepted.

He only accepts cash, no website or credit cards.  

Sorry I don't accept partial payments.

As investors get older they tend to want more security and will accept less return for it.For example if someone is worth 15 million and 10 million gets 15% coc that is 1,500,000 annually pre-tax.

Then of course, there's the issue of the value the bank will accept. 

After a couple of weeks of negotiation and getting her to accept the poor condition of the home we settled on a price of $39500 cash to her.  

If he's motivated, he may be willing to accept less.If I lease option it from him, I can't sell with seller financing which is my preferred out in this case because I'll be able to get more up front.

I was a little concerned if they'll accept the offer cause I really liked the property.