In my experience, you will always have to get a credit check as part of the application process as the lender needs to verify your credit history for anything outside of the norm and to see your credit score.

With our price target of around $1M, we potentially save 25k-30k (minus broker split) in commissions.My wife is uncomfortable representing us since I have no experience as an agent.

Does anyone have recommendations on their experiences with a particular brand?

It's nice to see you already have some experience.

Looking to connect with people who understand vacation rentals on Lake Norman. Have a deal I'm analyzing, but I need some more insight as to how to get a solid ARV, since comps are sparse.

I have a lot of experience with Short STRs term rentals in the Clearwater, Tampa and St Pete areas. 

Share your experiences!

Whether is taking his "course", paying for the self written articles about his success or aka writing "puff pieces", buying fake Instagram followers, sitting on FB marketplace trying to get someone to pay for a house they don't know is condemnable and pay to have DJ remodel it and DJ never completing the remodel,  him spending an enormous time defending himself in small claims court, and threatening charges on  people that don't know law so they pay what he wants.All of those examples came from either my observation, experience, or other peoples reviews of him.The guy rented me a condemnable property.

@Bob Asadis this an actual property, or just a thought experiment?

My experience has been everything I expected.